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Personal Finance

Thumbnail for Does Asking for a Credit Limit Increase Affect Your Score?

Does Asking for a Credit Limit Increase Affect Your Score?

Does increasing your credit limit affect your credit score? It can — for better or worse. Here’s how to know if making this request is the right move.

Mar 19, 2025
8 min read
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What Increases Your Total Loan Balance?

Learn what increases your total loan balance so you can avoid unexpected spikes, help improve your credit score, and keep your finances on track.

Mar 19, 2025
7 min read
Thumbnail for What’s a Debt-to-Income Ratio and How Do You Calculate It?

What’s a Debt-to-Income Ratio and How Do You Calculate It?

Your debt-to-income ratio affects your ability to get loans, access credit, and stay financially stable. Here’s why it matters and how to calculate it.

Mar 19, 2025
7 min read
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What Time Does a Direct Deposit Hit?

Having your paycheck sent straight to your bank account is convenient. But what time does a direct deposit hit? Here’s what to expect.

Mar 19, 2025
7 min read
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How to Send Money With a Credit Card

Wondering how to send money with a credit card? We’ll walk you through the process, help you understand the costs, and share lower-cost alternatives.

Mar 19, 2025
6 min read
Thumbnail for Passive Income for Beginners: 12 Creative Ideas

Passive Income for Beginners: 12 Creative Ideas

Want to earn money without working around the clock? Put yourself on the path to long-term wealth with our guide to passive income for beginners.

Mar 19, 2025
7 min read